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Transgender people have important details to consider in the Health Insurance Marketplace.
When you apply for Marketplace coverage as a transgender person, you should use the first, middle, and last name that are on your Social Security card.
These transgender health insurance exclusions may be unlawful sex discrimination.
The health care law prohibits discrimination on the basis of sex, among other bases, in certain health programs and activities.
While the Marketplace doesn’t check an applicant’s sex against any other government record, including SSA, some state Medicaid agencies may verify your sex against available records.
Note: The information you put on your Marketplace application will go to your health insurance company.
And secondly, if you expand your services to other regions, using a toll free phone number doesn’t limit you to a local area code.
Once you’re enrolled in a plan, if your health insurance company refuses to pay a claim or ends your coverage, you also have the right to appeal the decision and have it reviewed by an independent third party.If you get a letter or an email saying there are “inconsistencies” or “data matching issues” in your application because your name doesn’t match the name on file with the Social Security Administration (SSA), you can go back to your application and update your name.On your Marketplace application, it’s also recommended that you select the sex that appears on the majority of your other legal documents, such as your driver’s license or Social Security card.If you’re a growing company, using a 1-800 number allows your business to scale, expand locations, and change phone system needs without interrupting your customer calls.
If you’re business operates online and you don’t have a physical address (ex.Marketplace health plans must cover a set of preventive services — like shots and screening tests — at no cost to you when delivered by a doctor or other provider within your plan’s network.