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08-Sep-2020 13:19

So Fi, short for Social Finance, is a top lender for those with advanced degrees, high incomes and serious career trajectory.

They look at a range of indicators outside of your credit score, including your degree and university, when approving new loans.

For Federal student loans, you go through the Department of Education at Student

There are two primary reasons to consolidate student loans. If you can consolidate at a lower interest rate, you are effectively refinancing your student loans.

Student loan consolidation means combining your existing student loans into one, new loan.

YAlso, layoffs and other job loss scenarios happen, so you want to look at consol consolidation lenders that give you some level of flexibility or deferment when you experience a temporary loss of income.

That is something any borrower can feel good about.

But in terms of “what’s in it for me,” borrowers with the best credit get a low 3.95 percent interest rate.

Common Bond is a transparency-focused student lender with a community focus.

For every new student loan approved at Common Bond, the company funds the education of a child in need through a partnership with Pencils of Promise.

Loans are available from ,000 to 0,000 for borrowers with credit scores of 660 or above.