Does consolidating student loans affect your credit score


04-Nov-2019 12:44

does consolidating student loans affect your credit score-88

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If those options don’t seem like a good fit, there are other debt consolidation options that also can affect your credit.Keep in mind it’s generally not a good idea to replace unsecured debt (like credit card debt) with secured debt (like a mortgage or car loan) because you could lose your home or vehicle if you can’t pay.It is a little confusing because after you graduate, you probably will write one check to the lender each month to pay for the entire amount you borrowed.

does consolidating student loans affect your credit score-18

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The debt settlement process involves hard-core, long term debt collection attempts by your creditors, and serious credit score damage that will last for many years.The new loan typically has a longer repayment period, often as much as 15 years, but may have a lower interest rate.



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